The rise in COVID-19 death incidents in 2020 and 2021 was the major reason for term insurance claims. Almost 50 percent claims paid out are due to COVID-19 deaths, said an official. On a cumulative basis, 102.7 million people are enrolled in PMJJBY. Itâs a pure term insurance policy, with an annual premium of Rs 330 for a cover of Rs 2 lakh.
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